Property Losses We Handle

A view through a glass door showing a wooden deck outside with chairs, and snow on the ground inside, with dirt and debris along the bottom edge of the door.

Fire & Smoke Damage

Fire and smoke can cause extensive damage far beyond what is immediately visible. From structural damage to smoke, soot, and affected personal property, determining the full scope of a fire loss can be complex. We carefully document the damage, prepare your claim, and work with your insurance company throughout the process. Our goal is to help ensure your loss is thoroughly evaluated and your claim accurately reflects the damage to your property.

Close-up of a house's exterior and roof showing water damage, mold, and rust stains on the siding and underside of the roof overhang.

Water Damage

Water damage can quickly affect flooring, drywall, cabinetry, personal property, and structural components of your home or business. Whether the loss involves a burst pipe, plumbing failure, appliance leak, or another covered event, properly documenting the extent of the damage is an important part of the claim. We help identify and document affected areas, prepare your claim, and communicate with the insurance company on your behalf from beginning to end.

A fallen tree has crashed through the roof of a house, causing damage and debris on the patio and yard.

Wind & Storm Damage

Wind and severe weather can cause significant damage to roofs, siding, windows, interiors, and other areas of a property. Some storm-related damage may not be immediately apparent, making a thorough evaluation especially important. We work to identify and document the full extent of the loss, prepare a detailed claim, and advocate for your interests throughout the insurance process.

Broken window in a house with visible debris and damage inside, part of a brick exterior wall, and some bushes in front.

Vandalism & Theft

Vandalism, break-ins, and theft can leave property owners dealing with both physical property damage and the loss of personal belongings. We help document damaged or stolen property, organize the information needed to support your claim, and communicate with the insurance company throughout the process. With the details of your claim being handled, you can focus on restoring your property and moving forward.

Frequently Asked Questions

  • A public adjuster is a licensed insurance professional who represents the policyholder, not the insurance company. We help evaluate property damage, document your loss, prepare your claim, and communicate with the insurance company throughout the claims process.

  • Public adjusters typically work on a contingency fee, meaning our fee is based on a percentage of the insurance claim recovery. The fee and how it is calculated are clearly outlined in your agreement before you hire us, so you know exactly what to expect.

  • Insurance claims can be complicated and time-consuming. A public adjuster works on your behalf to document the full extent of your loss, review your policy and claim, prepare estimates, and communicate with the insurance company so you don't have to navigate the process alone.

  • No. The adjuster assigned by your insurance company represents the insurance company. A public adjuster is independently hired by you and represents your interests as the policyholder during the claim.

  • Ideally, as early in the claims process as possible. However, you can also contact us if your claim is already underway and you're concerned about the amount offered, the scope of damage, delays, or how the claim is being handled.

  • Yes. You can hire a public adjuster after a claim has already been filed. If you feel your claim has been delayed, underpaid, denied, or you simply need help navigating the process, a public adjuster may be able to step in and assist.